Having your financial documentation in order will help get the process off to a good start. Below are some of the documents you may need to provide to complete the loan application process:
For a Purchase Loan:
- Signed Purchase Agreement
- Last 2 years Tax Returns
- 2 years W-2 and current paystub
- 12 months cancelled checks for verification of rent/mortgage
- 2 months copies of personal bank statements
- Asset Statement (401K, Brokerage Accounts, Mutual Funds, Stocks, etc)
- Signed loan application
- Mortgage Statement or Coupons/rental agreements
- Borrower's signed authorization
- Driver's License and Social Security Card
For a Refinance Loan:
- Last 2 years Tax Returns
- 2 years W-2 and current paystub
- 2 months copies of personal bank statements
- Asset Statement (401K, Brokerage Accounts, Mutual Funds, Stocks, etc)
- Signed loan application
- Mortgage Statement or Coupons/rental agreements
- Borrower's signed authorization
- Driver's License and Social Security Card
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